Wade P. Smith

Wade is the owner of Duluth Insurance Agency. He is fully licensed in property/casualty and life/health insurance lines. Wade has degrees in Computer Science and Mathematics from Cornell College. His experience consulting and being employed by large and small corporations provides expertise to assess your needs and develop an insurance program to cover them.

Cheryl Overfors

Cheryl brings over 20 years of experience in personal and commercial insurance to Duluth Insurance Agency. Her broad background in assisting clients with designing coverage solutions, containing costs, and processing claims ensures that we meet our insured's needs with the comprehensive, cost-effective coverage they deserve. Cheryl has obtained her Certified Insurance Service Representative designation and regularly attends continuing education to improve her insurance knowledge and expertise.